These terms, in one sentence
You may read everything here for free, use it to inform your own decisions, and share it with attribution, but the articles are lived experience, not legal/financial/medical advice, and we can't be liable for what you do with the information.
Who's behind Expats Ecuador
Expats Ecuador (expatsecuador.com) is operated by YapaTree, run by Jason Scott and the YapaTree team, based in Cuenca, Ecuador. Contact: info@yapatree.com.
Using the site
By accessing or using Expats Ecuador you agree to these Terms. If you don't agree, please don't use the site.
You may:
- Read articles for personal or commercial reference
- Share articles via a direct link to the original URL
- Quote short passages (a couple of paragraphs) with clear attribution back to expatsecuador.com
- Print articles for your own study or planning
You may not:
- Republish entire articles on another site or in any medium without written permission
- Strip attribution or alter the text
- Use our content to train AI models for commercial resale
- Use automated scrapers or bots at a rate that burdens the site
- Pretend our content is your own
Not legal, financial, or medical advice
This is the important one. Articles on Expats Ecuador are written from personal experience, what we did, what we saw, what other expats told us. Ecuador's rules change. Your situation is probably not ours. In particular:
- Visa and immigration articles are based on our experience and current research. Always verify with a licensed Ecuadorian attorney before acting. Visa categories, required documents, and government fees change without notice.
- Tax and financial articles are general orientation. Always consult a licensed accountant (ideally one with cross-border experience) before filing returns or structuring anything.
- Health and healthcare articles reflect our experience of the Ecuadorian system. Nothing here is medical advice.
- Property articles describe norms we see, neighbourhoods, price ranges, typical lease terms. Always inspect the specific property and review the specific contract with a licensed attorney before signing.
Property listings
If you click a property listing on Expats Ecuador, you're seeing inventory managed by our sister site, YapaTree. Any real-estate transaction is governed by YapaTree's engagement terms with you directly, not by this site. Inquiring through our form creates a lead record in YapaTree's CRM, which means a human on our team will contact you to discuss.
Affiliate and referral relationships
We're transparent about commercial relationships. Currently:
- YapaTree, our sister real estate practice. Property inquiries originating from Expats Ecuador flow to YapaTree's CRM, and if they close as a transaction, YapaTree earns the usual commission.
- Expat Law Group (ELG), an Ecuadorian law firm we refer visa clients to. When a referral results in engagement, we may receive a referral fee. We only refer when you ask for a referral.
- Blue Box Insurance, an Ecuadorian insurance broker we've historically worked with. If the relationship resumes, any insurance referrals may earn us a commission.
We may add additional affiliate or referral relationships in the future (driving schools, car insurance partners, etc.). When we do, we'll disclose them here and in the relevant article. We don't accept payment to alter the editorial opinions in our guides, the articles say what we honestly think.
Links to third-party sites
We link to third-party sites (government portals, news, resources) where useful. We don't control those sites and aren't responsible for their content, privacy practices, or availability.
No warranties
Expats Ecuador is provided "as is." We make no warranties about accuracy, completeness, or fitness for a particular purpose. Things change, visa rules, prices, neighbourhoods, businesses we recommend, and we can't guarantee any specific article is up to date at the moment you read it.
Limitation of liability
To the fullest extent permitted by law, YapaTree, Jason Scott, and anyone else associated with Expats Ecuador aren't liable for any indirect, incidental, consequential, or special damages arising from your use of the site, including lost money, lost opportunity, or bad outcomes with third parties you engaged based on information you read here.
Nothing in these Terms limits liability for fraud, gross negligence, or anything that can't be excluded under applicable law.
Changes to these terms
We may update these Terms from time to time. The "Last updated" date at the top will change when we do. For material changes we'll mention them in a site banner or email (if you're a subscriber). Continued use after a change constitutes acceptance.
Jurisdiction and applicable law
These Terms are governed by the laws of Ecuador. Any dispute that cannot be resolved informally goes to the competent courts of Cuenca, Ecuador. Nothing in this clause affects any mandatory consumer protection rights you have in your home jurisdiction.
Contact
Questions about these terms: info@yapatree.com.